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한국신용데이터

Seoul, KR · 3 known investors

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Korea Credit Service (KCS) is a credit evaluation company that innovates the mid-tier lending market through data-driven assessments for individual business owners in South Korea. The parent company KCD (Korea Credit Data) operates multiple subsidiaries providing payment solutions, POS systems, and merchant experience consulting to small business operators.

Also known as Cashnote · KCD · Korea Credit Data · 캐시노트 · 한국신용데이터

Founders & leadership

김
김동호CEO, Co-Founder
임
임정기CTO

Investors · 3

Company profile

researched Aug 2026

한국신용데이터 (Korea Credit Data, KCD) is a South Korean company that builds data-driven services for business owners, positioning its Cashnote (캐시노트) product as a business management service for merchants. Cashnote is organized around five service areas presented by the company: bookkeeping (장부), finance (금융), market (마켓), POS (포스) and community (커뮤니티), covering both the operational and financial sides of running a small business.

The company frames its purpose as solving the problems business owners encounter at every stage of running a business through data and connectivity, and states an aim of making the benefits of technology broadly accessible. As of June 2026 the company reports Cashnote being used by more than 1.5 million business locations, analysis of transaction information on the order of 470 trillion won annually, and cumulative investment raised of more than 310 billion won.

Business model

KCD provides Cashnote as a management service to small business operators, bundling bookkeeping, financing, marketplace purchasing, point-of-sale and community functions, and analyzes merchant transaction data as the basis of these services.

Traction

As of June 2026 the company reports more than 1.5 million business locations using Cashnote and cumulative investment raised exceeding 310 billion won.

▸Full profile — market position, technology, go-to-market, geography

Market position

The company describes Cashnote as a leading business owner management service in its home market.

Technology

The service is built on analysis of merchant transaction information, with the company reporting roughly 470 trillion won of transaction data analyzed annually as of June 2026.

Go-to-market

Small business owners and merchants operating individual business locations in South Korea.

Geography

South Korea.

Compiled by commissioned research from 4 cited public sources — announcements, filings, and press listed under research sources below.

Key figures

latest reported
Annual transaction volume analyzedJun 2026470,000,000,000,000 KRW
Businesses using CashnoteJun 20261,500,000 businesses
Cumulative funding raisedJun 2026$310B

Company-reported or press-reported figures, each dated to when it was claimed — not independently audited.

▸Research sources · 4

primary sources listed

4 public sources were cited for this profile; the first-party ones are listed here.

Frequently asked questions

What does 한국신용데이터 do?
Korean company behind Cashnote, a management service giving small business owners bookkeeping, finance, market, POS and community tools.
Who founded 한국신용데이터?
한국신용데이터 was founded by 김동호.
Who are 한국신용데이터's investors?
한국신용데이터's investors include GFT Ventures, Kakao Ventures, KT Strategic Investment Fund 4.
Where is 한국신용데이터 headquartered?
한국신용데이터 is headquartered in Seoul, KR.