Family 한국신용데이터 200만 사업장에 도입된 디지털 인프라

한국신용데이터 (Korea Credit Data, KCD) is a South Korean company that builds data-driven services for business owners, positioning its Cashnote (캐시노트) product as a business management service for merchants. Cashnote is organized around five service areas presented by the company: bookkeeping (장부), finance (금융), market (마켓), POS (포스) and community (커뮤니티), covering both the operational and financial sides of running a small business.

The company frames its purpose as solving the problems business owners encounter at every stage of running a business through data and connectivity, and states an aim of making the benefits of technology broadly accessible. As of June 2026 the company reports Cashnote being used by more than 1.5 million business locations, analysis of transaction information on the order of 470 trillion won annually, and cumulative investment raised of more than 310 billion won.

Business model

KCD provides Cashnote as a management service to small business operators, bundling bookkeeping, financing, marketplace purchasing, point-of-sale and community functions, and analyzes merchant transaction data as the basis of these services.

Traction

As of June 2026 the company reports more than 1.5 million business locations using Cashnote and cumulative investment raised exceeding 310 billion won.