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Esca
Techstars '23Killucan, IE · Founded 2023 · 23 employees on LinkedIn · 1 known investors
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Esca operates a cross-border payments and treasury platform that lets businesses open named local and foreign currency accounts without incorporating in each jurisdiction, and convert between fiat currencies and USD-pegged stablecoins like USDC and USDT. It targets companies operating in emerging markets, particularly Africa, offering FX, yield on balances, and a developer API for payouts and account management.
Also known as Esca Technologies Limited · Esca Technologies Ltd
Founders & leadership
Esca was founded in 2023 by Shalom Osiadi.
Investors · 1
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Company profile
researched Sep 2026Esca offers a financial infrastructure platform delivered primarily through a developer API. Its documented capabilities include creating Nigerian naira (NGN) and Ghanaian cedi (GHS) virtual bank accounts for end customers, sending transfers to any Nigerian bank account, and processing multiple transfers in a single bulk API call. The platform provides a multi-currency wallet that can hold and query balances in NGN, USD, EUR, GBP, BTC, USDT and USDC, and supports conversions between fiat and stablecoin currencies, optionally using locked-in quotes.
Additional documented features include payouts in fiat (USD, EUR, GBP) and in crypto (BTC, USDT and USDC across multiple networks), real-time webhooks that notify integrators of deposits, transfers, conversions and payouts, and WebSocket streaming of live bid/ask prices through an indicative rates feed and an OTC feed covering NGN and GHS pairs. The API is offered at version v1 with separate production and sandbox base URLs.
The associated Irish entity, Esca Technologies Limited, was incorporated on 10 May 2021, is classified under "Other Information Technology and Computer Service Activities" (NACE 6209), is registered in Rathwire, Killucan, County Westmeath, and is categorised as a micro company with three shareholders, the largest of which is Ready Set Startup Limited.
Business model
Esca sells access to payment and currency infrastructure that other businesses embed in their own applications, providing account issuance, transfers, conversions, payouts and rate feeds through a versioned REST API with webhook callbacks and a sandbox environment for integration testing.
▸Full profile — technology, go-to-market, geography, history
Technology
The product is exposed as a v1 REST API with distinct production (api.esca.finance) and sandbox (sandbox.api.esca.finance) base URLs, complemented by WebSocket feeds for live indicative and OTC bid/ask rates on NGN and GHS pairs, and webhooks that push events for deposits, transfers, conversions and payouts. Supported assets span fiat (NGN, GHS, USD, EUR, GBP) and crypto (BTC, USDT, USDC on multiple networks).
Go-to-market
Businesses and developers that need to issue local-currency accounts to their own customers, move money into and within Nigeria and Ghana, and convert between major fiat currencies and stablecoins.
Geography
Product coverage documented for Nigeria (NGN virtual accounts and bank transfers) and Ghana (GHS virtual accounts and OTC rate pairs), with fiat payout support in USD, EUR and GBP. The corporate entity, Esca Technologies Limited, is registered at Rathwire, Killucan, Ireland.
History
Esca Technologies Limited was incorporated in Ireland on 10 May 2021 under company number 694871. Its certificate of incorporation was filed in May 2021, and it has since filed financial statements for periods ending in 2023, 2024 and 2025, with the most recent annual return and financial statement received on 12 December 2025 covering accounts to 31 May 2025. The company is recorded as a micro company with three shareholders and a status of NORMAL.
Compiled by commissioned research from 6 cited public sources — announcements, filings, and press listed under research sources below.
Key figures
latest reportedCompany-reported or press-reported figures, each dated to when it was claimed — not independently audited.
Competitors · 3
by search overlap
Companies competing with Esca for the same Google search keywords, organic and paid, via search-intersection analysis.
Timeline · 2
launches, deals, and filingsForm B1C annual return and financial statement effective 10 November 2025 were received by the Irish registry on 12 December 2025, based on accounts to 31 May 2025; company status recorded as NORMAL and not overdue.
Esca Technologies Limited was set up on 10 May 2021 with company number 694871, registered at 26 Killucan Manor Crescent, Rathwire, Ireland, with principal activity classified as other information technology and computer service activities.
Dated company events from announcements, filings, and press; legal rows summarize public dockets and regulator releases.
In the news
▸Research sources · 6
primary sources listed
- Introduction - Esca Financedocs.esca.finance · web
6 public sources were cited for this profile; the first-party ones are listed here.
Frequently asked questions
- What does Esca do?
- Esca provides an API for multi-currency accounts, transfers and fiat-to-stablecoin conversion focused on Nigeria and Ghana.
- Who founded Esca?
- Esca was founded by Shalom Osiadi in 2023.
- Who are Esca's investors?
- Esca's investors include Techstars.
- Where is Esca headquartered?
- Esca is headquartered in Killucan, IE.