DeFiner
Techstars '20Minneapolis, US · 2 known investors
DeFiner is a blockchain-based platform that enables users to earn, lend, and borrow cryptocurrency assets through a decentralized financial infrastructure powered by its native FIN token. The platform serves cryptocurrency holders seeking exposure to decentralized finance mechanisms.
Also known as DeFiner
Investors · 2
Company profile
researched Aug 2026DeFiner operates a decentralized finance (DeFi) lending platform that lets users deposit crypto assets to earn interest and borrow against those deposits. The platform describes itself as permissionless, with support for crypto assets and no intermediaries controlling access, and configurable, allowing users to set parameters such as currency, collateral, interest, and terms. It also references privacy features, including encrypted balance transfers with zero-knowledge proof traceability protection, and states that the protocol has been audited.
Core live functions are lending (depositing assets to earn interest) and borrowing (drawing against deposited collateral). Two additional features are listed as forthcoming: user-created markets, in which a participant can launch a lending pool and configure collateral, rates, and terms, and staking, positioned as a way for projects to lock liquidity with their communities and token holders. Users access these functions through a web application and a mobile-oriented DeFiner App, retaining custody of their own keys.
Business model
DeFiner provides a self-custodial protocol through which depositors supply crypto assets to earn interest and borrowers take loans against collateral, with planned expansion into user-created lending markets and staking.
Latest developments
DeFiner has been rolling out DeFiner 2.0, an upgrade framed around a fully permissionless protocol. The first stage of the 2.0 release is the DeFiner HODLer Market, which combines holding, borrowing, and earning, and is accompanied by a Treasure Hunting Program aimed at HODLer Market users and contributors.
▸Full profile — technology, go-to-market
Technology
The platform is built as a blockchain-based lending protocol supporting crypto assets, with configurable market parameters (currency, collateral, interest, terms), encrypted balance transfers using zero-knowledge proofs for traceability protection, and third-party security audits.
Go-to-market
Crypto asset holders seeking yield on deposits or liquidity through collateralized borrowing, and token projects looking to lock liquidity via staking.
Compiled by commissioned research from 1 cited public sources — announcements, filings, and press listed under research sources below.
▸Research sources · 1
primary sources listed
- DeFinerdefiner.org · web
1 public sources were cited for this profile; the first-party ones are listed here.
Frequently asked questions
- What does DeFiner do?
- DeFiner is a decentralized finance platform for lending, borrowing, and earning interest on crypto assets.
- Who are DeFiner's investors?
- DeFiner's investors include Techstars, Blockchain Founders Fund.
- Where is DeFiner headquartered?
- DeFiner is headquartered in Minneapolis, US.