Credit Dharma
Founded 2021 · 27 employees on LinkedIn · 2 known investors
Find your way into Credit Dharma
418 people in our graph share verified history with the Credit Dharma team — schools, employers, funds. One of them is your warm intro.
Erica Vanunlockedknows Sanjay Bharti · together at Stealth Startup (overlapped)
×10knows the team · via Stealth Startup
knows the team · via Indian Institute of Management, Calcutta
Credit Dharma simplifies home loan acquisition and management in India by connecting borrowers with banking partners, offering transparency on rates and costs while facilitating balance transfer services to reduce interest burdens. The platform serves homebuyers across India seeking to reduce loan complexity and expenses.
Founders & leadership
Credit Dharma was founded in 2021 by Rishu Garg, Akul Aggarwal, and Sanjay Bharti.
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Rishu GarginCo-Founder / CEORishu Garg studied at BITS-Pilani and previously worked at startups including Swiggy, Tapzo, and Urban Company, then co-founded a UPI-based POS solution for merchants that Google later acquired; he subsequently joined Groww as a product manager before co-founding Credit Dharma, a platform that simplifies home loan acquisition and management in India.
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Akul AggarwalinCo-Founder / COO
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Sanjay BhartiinCo-Founder / CBOSanjay Bharti spent ten years in financial services, working on vehicle financing at vLer (acquired by ACKO) and subsequently on motor and insurance products at ACKO, before co-founding Credit Dharma to help Indian homebuyers identify savings opportunities and manage loan costs transparently.
Investors · 2
Frequently asked questions
- What does Credit Dharma do?
- Credit Dharma simplifies home loan acquisition and management in India by connecting borrowers with banking partners, offering transparency on rates and costs while facilitating balance transfer services to reduce interest burdens. The platform serves homebuyers across India seeking to reduce loan complexity and expenses.
- Who founded Credit Dharma?
- Credit Dharma was founded by Rishu Garg, Akul Aggarwal, Sanjay Bharti in 2021.
- Who are Credit Dharma's investors?
- Credit Dharma's investors include 10x Founders, Better Capital.