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Credit Dharma

Founded 2021 · 27 employees on LinkedIn · 2 known investors

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Credit Dharma simplifies home loan acquisition and management in India by connecting borrowers with banking partners, offering transparency on rates and costs while facilitating balance transfer services to reduce interest burdens. The platform serves homebuyers across India seeking to reduce loan complexity and expenses.

FintechPropTech

Founders & leadership

Credit Dharma was founded in 2021 by Rishu Garg, Akul Aggarwal, and Sanjay Bharti.

RGRishu Garg
Rishu GargCo-Founder / CEORishu Garg studied at BITS-Pilani and previously worked at startups including Swiggy, Tapzo, and Urban Company, then co-founded a UPI-based POS solution for merchants that Google later acquired; he subsequently joined Groww as a product manager before co-founding Credit Dharma, a platform that simplifies home loan acquisition and management in India.
AAAkul Aggarwal
Akul AggarwalCo-Founder / COO
SBSanjay Bharti
Sanjay BhartiCo-Founder / CBOSanjay Bharti spent ten years in financial services, working on vehicle financing at vLer (acquired by ACKO) and subsequently on motor and insurance products at ACKO, before co-founding Credit Dharma to help Indian homebuyers identify savings opportunities and manage loan costs transparently.

Investors · 2

Better Capitallisted by Better Capital$5K – $100Kvia Vaibhav Domkundwar · inferred

How we know: Better Capital's portfolio page · the VCSheet dataset · Not right? Tell us

Frequently asked questions

What does Credit Dharma do?
Credit Dharma simplifies home loan acquisition and management in India by connecting borrowers with banking partners, offering transparency on rates and costs while facilitating balance transfer services to reduce interest burdens. The platform serves homebuyers across India seeking to reduce loan complexity and expenses.
Who founded Credit Dharma?
Credit Dharma was founded by Rishu Garg, Akul Aggarwal, Sanjay Bharti in 2021.
Who are Credit Dharma's investors?
Credit Dharma's investors include 10x Founders, Better Capital.