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Cape Analytics

Acquired

Founded 2014 · 43 employees on LinkedIn · 8 known investors

Cape Analytics provides CAPE Property Intelligence, using geospatial imagery analytics and computer vision to generate predictive property risk insights. It serves personal and commercial insurance underwriters and actuaries, as well as home equity lenders, loan traders, and real estate investors for underwriting, pricing, valuation, and portfolio risk monitoring.

Also known as CAPE Analytics · Cape Analytics Inc.

Investors · 8

Funding

SEC filings, press & company announcements

Source: company announcements and press reports — follow each round's link for the claim.

Company profile

researched Aug 2026

Cape Analytics is a California-based provider of geospatial AI property intelligence for residential and commercial properties. Using computer vision, machine learning and geospatial imagery, the company derives property attributes and produces detailed risk assessments at the individual address level across the United States and large parts of Canada and Australia.

The outputs are used by insurance carriers for more accurate quoting, pricing and underwriting, and by banks and other financial parties to assess property exposures, vulnerabilities and valuations, including risks from natural hazards such as wildfires, hurricanes and hailstorms. The company also positions its data for automating property inspections.

Founding story

The company was founded by Ryan Kottenstette, who serves as CEO, and Suat Gedikli, who serves as CTO.

Business model

Cape Analytics sells property intelligence analytics derived from geospatial imagery to insurers and financial institutions, which embed the address-level attribute and risk data into their pricing, underwriting and portfolio processes.

Revenue is generated from providing property intelligence data and analytics to insurance and financial-services customers.

Traction

Nearly half of the top 50 U.S. property insurers and some leading banks were reported to use CAPE in pricing and underwriting as of January 2025. Customers and partners have included The Hartford, and State Farm Ventures made an investment in the company.

Latest developments

In January 2025, Moody's Corporation announced an agreement to acquire Cape Analytics on undisclosed terms, expected to close in the first quarter of 2025. Moody's said the combination would create a property database delivering instant, address-specific risk insights, pairing its Intelligent Risk Platform and catastrophe risk models with CAPE's geospatial AI analytics. CEO Ryan Kottenstette said Moody's data complements CAPE's address-level vulnerability assessment and could accelerate expansion into international markets and non-insurance financial sectors.

Full profile — market position, technology, go-to-market, geography, history

Market position

The company reported that nearly half of the top 50 U.S. property insurers, as well as some leading banks, use its data in property pricing and underwriting. It has been cited among named participants in the artificial intelligence in insurtech market.

The company's analytics operate at the level of individual addresses, deriving building characteristics and vulnerability directly from geospatial imagery via computer vision rather than relying on manual inspection, and cover the United States plus large parts of Canada and Australia.

Technology

Computer vision and machine learning applied to geospatial imagery to identify property attributes at scale and generate address-level risk assessments, including peril risk and vulnerability measures.

Go-to-market

Property and casualty insurance carriers, including personal and commercial lines underwriters, along with banks and other financial institutions evaluating property exposures and valuations.

Geography

Headquartered in California, with property coverage across the United States and large parts of Canada and Australia. Management cited the Moody's transaction as a potential accelerant for expansion into international markets.

History

Founded in 2014, the company was co-founded by Ryan Kottenstette (CEO) and Suat Gedikli (CTO). It raised a $17 million Series B in 2018, announced an investment from State Farm Ventures in January 2020, and raised $44 million in July 2021 to automate property inspections with AI. It signed The Hartford as a customer/partner for geospatial property intelligence in 2019. In January 2025, Moody's Corporation agreed to acquire the company, with closing expected in the first quarter of 2025.

Compiled by commissioned research from 3 cited public sources — announcements, filings, and press listed under research sources below.

Key figures

latest reported
HeadcountAug 202643
Share of top 50 U.S. property insurers using CAPEJan 2025Nearly half of the top 50 U.S. property insurers

Company-reported or press-reported figures, each dated to when it was claimed — not independently audited.

Timeline · 5

launches, deals, and filings
Jan 2025
Moody's agrees to acquire Cape Analytics

Moody's Corp. entered into an agreement to acquire Cape Analytics, combining Moody's Intelligent Risk Platform and catastrophe risk modeling with CAPE's geospatial AI analytics. Terms were not disclosed and the deal was expected to close in the first quarter of 2025, subject to customary closing conditions including regulatory waiting periods. Moody's said the transaction was not expected to have a material impact on its financial results.

source ↗

Jul 2021
Cape Analytics raises $44 million

Cape Analytics raised $44 million to automate property inspections using AI.

$44M source ↗

Jan 2020
Cape Analytics receives investment from State Farm Ventures

source ↗

Aug 2019
The Hartford partners with Cape Analytics for geospatial property intelligence

The Hartford tapped Cape Analytics for computer-vision-powered geospatial property intelligence and home data.

source ↗

Jun 2018
Cape Analytics raises $17 million Series B

Cape Analytics announced a $17 million Series B round to bring its AI-driven property intelligence solution to more U.S. insurers.

$17M source ↗

Dated company events from announcements, filings, and press; legal rows summarize public dockets and regulator releases.

In the news

Research sources · 3

primary sources listed

3 public sources were cited for this profile; the first-party ones are listed here.

Frequently asked questions

What does Cape Analytics do?
Geospatial AI company using computer vision on imagery to deliver address-level property risk data to insurers and lenders.
Who are Cape Analytics's investors?
Cape Analytics's investors include Brewer Lane Ventures, DCVC (Data Collective), Gen Capital, In-Q-Tel, Lux Capital, Thompson Hutton, LLC, 10x Founders, Montage Ventures.