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Buró de Ingresos

YC S21

Mexico City, MX · Founded 2026 · 17 employees · 11 known investors

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Buró de Ingresos is a verified income and employment data platform for financial institutions in Mexico, providing API access to real-time income verification for consumers and businesses. It serves credit-originating institutions offering consumer loans, credit cards, auto financing, BNPL, and fintech lending.

Also known as Palenca Holdings Limited · Palenca · Vech · Vech, Palenca

Data & InfrastructureEnterprise SoftwareFintechPayrollAPIMexicoLatin AmericaPartly Remote

Founders & leadership· Y Combinator alumni (S21)

Buró de Ingresos was founded in 2026 by José Carlos Aguilar and Antoine Nguyen Hong Duc.

JCJosé Carlos Aguilar
José Carlos AguilarFounderCo-founder and CEO of Buró de Ingresos, a verified income and employment data platform providing API-based income verification services to financial institutions in Mexico.
ANAntoine Nguyen Hong Duc
Antoine Nguyen Hong DucFounderAntoine Nguyen Hong Duc is founder of Buró de Ingresos, a verified income and employment data platform for financial institutions in Mexico. He previously served as CTO and co-founder of Covela, a YCombinator-backed professional insurance provider for Latin American SMEs, and as Senior Developer at Conekta, a Mexican payment processor, where he worked on fraud reduction.
PD
Pierre Delarroqua

Investors · 11

500 GlobalreportedPalo Alto · $150K

How we know: forbes.com.mx · Y Combinator's founder network · Not right? Tell us

Basecamp FundreportedManchester · $100K – $10M

How we know: Y Combinator's founder network · Not right? Tell us

Crystal Towers CapitalreportedMountain View

How we know: Y Combinator's founder network · Not right? Tell us

Foundation CapitalreportedPalo Alto · $250K – $15M

How we know: Y Combinator's founder network · Not right? Tell us

Gilgamesh VenturesreportedNew York City · $150K – $500K

How we know: forbes.com.mx · Y Combinator's founder network · Not right? Tell us

Harvard Management CompanyreportedAllston

How we know: Y Combinator's founder network · Not right? Tell us

Kima VenturesreportedParis · $50K – $5M

How we know: forbes.com.mx · Y Combinator's founder network · Not right? Tell us

LEAP Global PartnersreportedCastro Valley

How we know: Y Combinator's founder network · Not right? Tell us

Moving CapitalreportedLos Angeles

How we know: forbes.com.mx · Not right? Tell us

Also in the syndicate · 1

Uncommon Capital

Funding

SEC filings, press & company announcements

Source: company announcements and press reports — follow each round's link for the claim.

Founder mafia

2 people who came through Buró de Ingresos went on to found or lead other companies.

José Carlos AguilarFounderFounded Payroll API for LatAmAntoine Nguyen Hong DucFounderFounded Covela

Related companies · 5

CercliCercli is an AI-powered payroll and compliance platform designed for multi-entity, multi-country teams. It processes payroll, automates manual work, and provides 24/7 support for global workforce management.
DeelDeel is a global HR platform that enables businesses to hire, onboard, and manage employees and contractors across borders. The platform handles payroll, compliance, and HR administration for companies managing international workforces.
TraydTrayd provides payroll software designed for contractors and construction trades, automating labor hour tracking, wage rate capture, and worker classification to generate certified payroll reports and ensure regulatory compliance.
CentralCentral provides a platform with security features including multi-factor authentication and fraud monitoring for user accounts and financial transactions.
BuildStreamBuildStream provides candidate sourcing and data research services for recruiting teams, using multiple data sources and manual verification to compile verified contact lists that reduce reliance on multiple software tools.

Companies working in the same space as Buró de Ingresos.

Legal entities · 1

corporate structure
Palenca Holdings Limited

Frequently asked questions

What does Buró de Ingresos do?
Buró de Ingresos is a verified income and employment data platform for financial institutions in Mexico, providing API access to real-time income verification for consumers and businesses. It serves credit-originating institutions offering consumer loans, credit cards, auto financing, BNPL, and fintech lending.
Who founded Buró de Ingresos?
Buró de Ingresos was founded by José Carlos Aguilar, Antoine Nguyen Hong Duc in 2026.
Who are Buró de Ingresos's investors?
Buró de Ingresos's investors include Y Combinator, 500 Global, Basecamp Fund, Crystal Towers Capital, Foundation Capital, Gilgamesh Ventures, Harvard Management Company, Kima Ventures and 2 more.
Where is Buró de Ingresos headquartered?
Buró de Ingresos is headquartered in Mexico City, MX.