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Bree

YC S21

Vancouver, CA · Founded 2021 · 2 employees · Hiring · 11 known investors

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Bree provides overdraft protection of up to $750 with no interest or fees for Canadian consumers living paycheck to paycheck. The service offers early access to earned cash to help cover unexpected expenses and bills.

Also known as Bree Technologies Ltd.

FintechCanadaAmerica / CanadaPartly Remote

Founders & leadership· Y Combinator alumni (S21)

Bree was founded in 2021 by Alexander Li and Adam Kang.

ALAlexander Li
Alexander LiFounderAlexander Li studied computer science and business, then spent two years in investment banking at JP Morgan's San Francisco office before moving to startup work.
AKAdam Kang
Adam KangFounderAdam Kang worked as a software engineer at Darkstore and in investment banking at J.P. Morgan before founding Bree.
ALAlexander Li
Alexander LiFounder
HL
Holly LinChief of Staff
CL
Carmel LagamonExecutive Assistant
EH
Emma HaggithEA
GK
Gogy KumananFinance/accounting

Investors · 11

Y Combinatorlisted by Y CombinatorSan Francisco · $500K

How we know: the Y Combinator directory · open dataset · 5k.vc investor directory · Not right? Tell us

BBQ CapitalreportedSan Francisco

How we know: Y Combinator's founder network · Not right? Tell us

BBQ Launcher Fund 0.1reported$1.1M – $3.3M

How we know: Y Combinator's founder network · Not right? Tell us

FoundersXreportedPalo Alto

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FrialereportedNashville · $100K – $600K

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Global Founders CapitalreportedBerlin · $1M

How we know: Y Combinator's founder network · Not right? Tell us

K5 GlobalreportedSan Francisco · $1M – $3M

How we know: Y Combinator's founder network · Not right? Tell us

MyAsiaVCreportedSeattle

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Quiet CapitalreportedSan Francisco · $100K – $25M

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S2 CapitalreportedSan Francisco

How we know: Y Combinator's founder network · Not right? Tell us

Related companies · 8

FinchFinch provides an API platform for applications to securely access employer and employee data with explicit consent, serving businesses that need workforce data integration. The company prioritizes enterprise-grade security, encryption, and compliance standards.
SlopeSlope provides a B2B payments platform that enables businesses to accept payments and offer financing, with a focus on digitizing the order-to-cash process for online commerce. The company uses generative AI to modernize traditionally manual B2B payment workflows.
FinderFinder is a personal finance comparison platform that helps consumers find deals on savings accounts, bank bonus offers, and rates. It also publishes money-saving content such as budgeting and savings challenges.
PestoPesto Mastercard offers affordable credit for people with poor or limited credit history, positioning itself as an alternative to high-cost pawn loans. The product allows users to build credit history and improve credit scores through regular, on-time payments.
WealthsimpleWealthsimple is a Canadian financial services company offering investing, stock and crypto trading, saving and spending accounts, and tax filing through a simplified consumer platform. It serves individual Canadians looking to manage investments and everyday finances without traditional jargon and fees.
EmburseEmburse is a travel and expense management platform that helps organizations automate T&E processes, improve compliance, and gain spending visibility. The company serves enterprise teams managing corporate travel and expense administration.
SiftSift provides an AI-powered platform for fraud prevention and risk decisioning that helps digital businesses detect and manage online fraud. The platform serves companies across industries looking to reduce fraud losses while enabling secure growth.
chimebank-ar21Chime is a US financial technology company offering fee-free checking and savings accounts, debit and credit-builder cards, early access to direct-deposited pay and no-fee overdraft cover. It is not itself a bank: deposits are held through partner banks. Founded in 2012 by Chris Britt and Ryan King, it listed on Nasdaq in June 2025 under the ticker CHYM and serves over 10 million active members.

Companies working in the same space as Bree.

Legal entities · 1

corporate structure
Bree Technologies Ltd.

Frequently asked questions

What does Bree do?
Bree provides overdraft protection of up to $750 with no interest or fees for Canadian consumers living paycheck to paycheck. The service offers early access to earned cash to help cover unexpected expenses and bills.
Who founded Bree?
Bree was founded by Alexander Li, Adam Kang in 2021.
Who are Bree's investors?
Bree's investors include FoundersX Ventures, Y Combinator, BBQ Capital, BBQ Launcher Fund 0.1, FoundersX, Friale, Global Founders Capital, K5 Global and 3 more.
Where is Bree headquartered?
Bree is headquartered in Vancouver, CA.