BlindPay
YC W25San Francisco, US · Founded 2024 · 9 employees · 3 known investors
BlindPay provides a payment infrastructure platform that orchestrates stablecoins, local payment rails, virtual accounts, and compliance for global financial transactions. The company serves developers and companies building payment functionality, offering SDK-based fiat gateway integration with low fees and minimal on/off-ramp delays.
Crypto & Web3Developer ToolsFintechSaaSCrypto / Web3PaymentsAPIUnited States of AmericaAmerica / Canada
Founders & leadership· Y Combinator alumni (W25)
BlindPay was founded in 2024 by Bernardo Simonassi, Joao Borges, and Gustavo Marinho.
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Bernardo Simonassiin𝕏Founder & CEOHe previously worked at PicPay, where he built instant payment solutions for over 60 million users, and has spent three years developing stablecoin-based payment products including a payroll platform.
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Joao Borgesin𝕏Co-Founder & CROJoao Borges co-founded BlindPay, a stablecoin API platform for global payments.
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Gustavo MarinhoinCo-Founder & CPOHe previously led product design at PicPay, where he worked on loans marketplace and instant payment features, and co-founded Dropull, a social gaming platform that reached one million users.
Investors · 3
Funding
SEC filings, press & company announcements$3.3M disclosed across 1 of 2 rounds · 2025
Source: company announcements and press reports — follow each round's link for the claim.
Competitors · 10
by search overlapFlatpay11 shared keywordsFlatpay provides payment and point-of-sale solutions for small and medium-sized businesses, including card payment processing with flat rates, POS systems, and daily settlements. It offers on-site hardware and software installation along with personalized onboarding and ongoing support.
Aeropay8 shared keywordsAeropay provides ACH-based payment infrastructure that enables businesses to offer "pay by bank" as a digital payment method. The platform connects to 12,000+ banks and handles payment processing, settlement, and fraud risk management for US merchants.
Stripe8 shared keywordsStripe provides financial infrastructure for businesses to accept payments, offer financial services, and implement custom revenue models across international markets in 135+ currencies.
Circle CeFi Growth7 shared keywordsCircle provides a full-stack platform for digital finance, combining blockchain infrastructure, stablecoins (USDC, EURC), and payment networks to enable borderless value exchange and financial access globally. The company operates with regulatory compliance across major jurisdictions and serves financial institutions, businesses, and individuals participating in the digital economy.
Modern Treasury7 shared keywordsModern Treasury provides a payments infrastructure platform that enables businesses to move and track money across fiat and stablecoin rails through a single API. The company serves enterprises and financial service providers looking to streamline payment operations across multiple currencies, regions, and payment systems.
Moonpay6 shared keywordsMoonPay provides infrastructure for buying, selling, and trading cryptocurrencies using standard payment methods such as cards and digital wallets, as well as tools for stablecoin management. The platform serves both individual users and companies seeking to integrate blockchain-based financial services.
Mural Pay6 shared keywordsMural Pay provides stablecoin-based financial infrastructure that lets platforms, fintechs, and banks launch accounts, wallets, and cross-border payments. Its offering supports storing, sending, receiving, and converting multiple currencies, earning yield on balances, and handling compliance without acquiring licenses.
Swapin5 shared keywordsSwapin is an EU-licensed crypto payment provider that lets businesses and individuals accept crypto payments, pay invoices with crypto, and integrate crypto on- and off-ramp solutions, with settlements paid out in EUR, GBP, or USD to a bank account. It offers products ranging from payment links to customizable APIs, serving merchants and platforms across various industries.
Slash5 shared keywordsSlash provides enterprise-grade cash management and deposit insurance services for businesses, offering FDIC coverage expanded across a network of partner banks with real-time transaction controls and approval workflows.
DailyPay4 shared keywordsDailyPay provides on-demand pay solutions that allow employees to access their earned wages before traditional paycheck cycles, serving employers and workers seeking greater financial flexibility. The company offers employer-integrated payroll software, worker financial wellness tools, and a fintech platform for the hourly and salaried workforce.
Companies competing with BlindPay for the same Google search keywords, organic and paid, via search-intersection analysis.
In the news
Frequently asked questions
- What does BlindPay do?
- BlindPay provides a payment infrastructure platform that orchestrates stablecoins, local payment rails, virtual accounts, and compliance for global financial transactions. The company serves developers and companies building payment functionality, offering SDK-based fiat gateway integration with low fees and minimal on/off-ramp delays.
- Who founded BlindPay?
- BlindPay was founded by Bernardo Simonassi, Joao Borges, Gustavo Marinho in 2024.
- Who are BlindPay's investors?
- BlindPay's investors include Transpose Platform Management, Y Combinator, 468 Capital.
- How much funding has BlindPay raised?
- BlindPay has disclosed $3.3M raised across 1 of its 2 known rounds.
- Where is BlindPay headquartered?
- BlindPay is headquartered in San Francisco, US.