Belvo
3 known investors
Belvo provides an open finance API platform that lets fintech companies connect to customers' banking, employment, and fiscal data, generate AI-powered financial insights, and process account-to-account payments such as Pix and direct debit. It serves fintech businesses across Latin America.
Also known as Belvo
Investors · 3
Company profile
researched Aug 2026Belvo operates an open finance data and payments platform for Latin America. Its data products let client applications connect to end users' banking data, verify income and employment history, and assess financial health using fiscal information such as invoice history and financial statements. Alongside raw data access, the platform provides AI-powered insights intended to give clients a consolidated view of a customer's financial activity.
On the payments side, Belvo offers account-to-account products including direct debit for recurring bank payments, biometric payments that use one-tap native bank authentication at checkout, and smart transfers that automate recurring payments via Pix. The company also offers Belvo MCPs, which connect AI agents to open finance capabilities.
Common use cases promoted by the company include credit underwriting based on verified income and full financial history, checkout conversion optimisation through one-tap bank payments with biometric approval, faster user onboarding via instant validation of account ownership and financial details, and recurring revenue collection directly from bank accounts to reduce card-related churn and payment defaults.
Business model
Belvo supplies API-based financial data connectivity, insights and payment processing to business clients, which embed these capabilities in their own applications.
Traction
The company reports more than 80 million accounts connected through Belvo-powered applications, more than 3 billion transactions processed and analysed, and approximately USD 1 billion in annualized total payment volume, and cites client cases including a reported doubling of loan approvals.
▸Full profile — technology, go-to-market, geography
Technology
APIs for connecting to banking, employment and fiscal data sources; AI-generated financial insights; account-to-account payment rails including direct debit, Pix-based smart transfers and biometric bank authentication; and MCP interfaces that expose open finance functionality to AI agents.
Go-to-market
Direct enterprise sales alongside self-serve developer onboarding, supported by published customer stories and use-case content.
Financial innovators and fintech companies in Latin America building lending, checkout, onboarding and subscription-billing products.
Geography
Latin America, with payment products referencing Brazil's Pix instant-payment scheme.
Compiled by commissioned research from 1 cited public sources — announcements, filings, and press listed under research sources below.
Key figures
latest reportedCompany-reported or press-reported figures, each dated to when it was claimed — not independently audited.
▸Research sources · 1
primary sources listed
- Belvobelvo.co · web
1 public sources were cited for this profile; the first-party ones are listed here.
Frequently asked questions
- What does Belvo do?
- Belvo is a Latin American open finance platform offering financial data APIs, AI-driven insights and account-to-account payments.
- Who are Belvo's investors?
- Belvo's investors include Flucas Ventures, VentureSouq, MAYA Capital Ventures.