/Companies

Atom Bank

Durham, GB · Founded 2013 · United Kingdom corporation · 6 known investors

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Atom is a UK-based digital bank offering savings accounts, mortgages, and business loans through a mobile app. The bank serves consumers and small-to-medium enterprises with competitive rates and streamlined online account opening.

Founders & leadership

Atom Bank was founded in 2013 by Mark Mullen and Anthony Thomson.

MMMark Mullen
Mark MullenChief Executive Officer
ATAnthony Thomson
Anthony ThomsonChairman
ETEdward Twiddy
Edward TwiddySecretary
DM
David McCarthyChief Financial Officer

Investors · 6

Also in the syndicate · 2

Infinity Investment PartnersToscafund

Reported raises · per SEC filings

Form D private placements
▶$124.2MofferedOct 2016 · Other Banking and Financial Services
Rule 506(b)
Officers, directors & promoters on the filing
  • Mark MullenExecutive Officer
  • Anthony ThomsonDirector
  • Edward TwiddyExecutive Officer
  • David McCarthyExecutive Officer
Offering amount
$124.2M
Sales commissions
$1.3M
Placement agents
Macquarie Capital (USA) Inc.
Incorporated
Corporation, United Kingdom, 2013
Federal exemptions
06b
Full filing on SEC EDGAR ↗

Source: SEC EDGAR Form D. Amounts as filed; amended filings shown once at their latest values.

Companies House · registry record

View on Companies House ↗
Registered name
ATOM BANK PLC
Company number
08632552
Status
Active
Company type
Public limited company
Incorporated
31 Jul 2013
Registered office
The Pattern Shop, Sussex Street, Newcastle Upon Tyne, NE1 3PD
Nature of business (SIC)
64191 — Banks
Previous names
CROSSCO (1337) PLC (2014–2015)CROSSCO (1337) LIMITED (2013–2014)
Accounts
last made up to 31 Mar 2025 · next due 30 Sept 2026
Confirmation statement
last made up to 25 Jun 2026 · next due 9 Jul 2027

Current officers · 13

  • Laura Farnworth — secretary, appointed 3 Dec 2019
  • Fabrizio Cesario — director, appointed 21 Jan 2025
  • Christine Anne Coe — director, appointed 27 Oct 2021
  • Catherine Prentke English — director, appointed 5 Feb 2026
  • Laurence David Edgar Hollingworth — director, appointed 29 Sept 2021
  • Murat Kalkan — director, appointed 21 Jan 2025
  • Andrew David Marshall — director, appointed 1 Nov 2022
  • Cheryl Joanne Millington — director, appointed 6 Nov 2018
  • Mark Thomas Mullen — director, appointed 22 Sept 2014
  • Lee Michael Rochford — director, appointed 23 May 2023
  • Gonzalo Romera Lobo — director, appointed 12 Mar 2019
  • David Andrew Roper — director, appointed 31 Jul 2018
  • Sait Ergun Özen — director, appointed 1 Apr 2016

Source: Companies House public register · retrieved 5 Aug 2026. Contains public sector information licensed under the Open Government Licence v3.0.

Frequently asked questions

What does Atom Bank do?
Atom is a UK-based digital bank offering savings accounts, mortgages, and business loans through a mobile app. The bank serves consumers and small-to-medium enterprises with competitive rates and streamlined online account opening.
Who founded Atom Bank?
Atom Bank was founded by Mark Mullen, Anthony Thomson in 2013.
Who are Atom Bank's investors?
Atom Bank's investors include Anthemis Venture, Outrun Ventures, BBVA, Crowdcube.
Where is Atom Bank headquartered?
Atom Bank is headquartered in Durham, GB.