ARQ
YC S21London, GB · Founded 2021 · 100 employees · Hiring · 4 known investors
ARQ Finance (formerly DolarApp) is a digital financial platform that enables currency exchange to digital dollars and euros, international payments, and investment access to global markets. It serves individuals seeking low-cost cross-border transactions and international investment opportunities.
Also known as DolarApp
Crypto & Web3FintechCrypto / Web3United KingdomEuropePartly Remote
Founders & leadership· Y Combinator alumni (S21)
ARQ was founded in 2021 by Fernando Terrés, Zach Garman, and Alvaro Correa.
FT
ZG
Zach GarmaninFounderZach Garman leads Product at DolarApp. He previously held a product leadership role at Revolut focused on cryptocurrency, co-founded an Ethereum-based digital identity initiative, and worked in financial services consulting.
AC
Alvaro CorreainFounder
ÁC
Álvaro Correa GallardoFounder
Investors · 4
Funding
SEC filings, press & company announcements$70M disclosed across 1 round · 2026
- $70MraisedMar 2026 · 2 sourcesSource ↗
Source: company announcements and press reports — follow each round's link for the claim.
Competitors · 4
by search overlapWise3505 shared keywordsWise is a financial platform offering international money transfers, multi-currency accounts, and debit cards with low fees and competitive exchange rates, serving millions of users globally.
Remitly1978 shared keywordsRemitly is an international money transfer service that enables customers to send money across borders to multiple countries.
Stripe947 shared keywordsStripe provides financial infrastructure for businesses to accept payments, offer financial services, and implement custom revenue models across international markets in 135+ currencies.
Comun787 shared keywordsComún is a mobile financial platform for immigrants and the Latino community in the U.S., offering a U.S. checking account and debit card that can be opened without an SSN using a passport or official ID. It lets users receive pay, manage money, and send remittances to Latin America with no membership fees, minimum balance, or monthly charges.
Companies competing with ARQ for the same Google search keywords, organic and paid, via search-intersection analysis.
In the news
Frequently asked questions
- What does ARQ do?
- ARQ Finance (formerly DolarApp) is a digital financial platform that enables currency exchange to digital dollars and euros, international payments, and investment access to global markets. It serves individuals seeking low-cost cross-border transactions and international investment opportunities.
- Who founded ARQ?
- ARQ was founded by Fernando Terrés, Zach Garman, Alvaro Correa in 2021.
- Who are ARQ's investors?
- ARQ's investors include Castle Island Ventures, Founders Fund, Sequoia Capital, Y Combinator.
- How much funding has ARQ raised?
- ARQ has disclosed $70M raised across 1 round.
- Where is ARQ headquartered?
- ARQ is headquartered in London, GB.




